Terms & Conditions
Affinia Financial Advisers Limited ABN 13 085 335 397, AFSL 237857 (Affinia) is a wholly owned sunsidiary within the TAL Group of companies whose ultimate holding company is TAL Dai-ichi Life Australia Pty Limited (ABN 97 150 070 483) (TAL). Affinia is a related corporation of TAL Life Limited (ABN 70 050 109 450) and Asteron Life & Superannuation Limited (ABN 87 073 979 530) (Asteron) the life insurance providers; and TAL Superannuation Limited (ABN 69 003 059 407) the superannuation provider within the TAL Group.
Affinia’s Australian Financial Services Licence (AFSL) Number is 237857 and this commence on 19 January 2004.
Affinia is a corporate member of both the Financial Planning Association (FPA) and the Association of Financial Advisers Ltd (AFA) and actively supports their Codes of Ethics and Conduct.
Acceptance and changes to terms and conditions
You agree that your use of the Vista Financial Group website indicates your acceptance of these terms and conditions and the privacy and security statement.
These are the current terms and conditions. They replace any other terms and conditions for the Vista Financial Group website published on the Vista Financial Group website to date. Vista Financial Group may at any time vary the terms and conditions by publishing the varied terms and conditions on the Vista Financial Group website. You accept that by doing this, Vista Financial Group has provided you with sufficient notice of the variation. Vista Financial Group reserves any rights not expressly granted in these terms and conditions.
Access for persons from Australia only
Vista Financial Group is not authorised to carry on business in any jurisdiction other than Australia. Accordingly, the information contained in this website is directed to and available for Australian residents only.
General information only
The information on this website is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. It should not be construed as financial, taxation or legal advice.
Before acting on the basis of this information, you should consider its appropriateness to your own objectives, financial situation and needs. You should also obtain and read a copy of the relevant Product Disclosure Statement before making any decision to acquire a financial product.
Accuracy of information and limitation of liability
Vista Financial Group does not warrant the accuracy, completeness or currency of information made available through this website. Vista Financial Group will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this website. However, Vista Financial Group will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.
Vista Financial Group makes no warranty that the use or operation of this website will be uninterrupted or error-free or that the website is suitable for any particular purpose or has any performance, functionality or security features except as Vista Financial Group is required to provide by law. To the extent permitted by law, Vista Financial Group’s liability is limited to resupplying the services accessible through this website.
Copyright in the information provided on, and available from, this website is owned by Vista Financial Group. You may not alter or modify this information in any way. This information may be viewed online and may be reproduced in hard copy only for your personal reference. You may only use the trade marks and copyright material on this website with Vista Financial Group’s express permission and in accordance with Vista Financial Group’s directions from time to time. The use of, and creation of links to, this website (including use of Vista Financial Group copyright material) are at the risk of the user and are subject to Vista Financial Group’s rights and the user’s general legal obligations. For further information about creating links to this website and about using Vista Financial Group’s material, contact Vista Financial Group on 03 9598 8002.
Links to other websites
This website may have links to other websites, which are operated by third parties. Vista Financial Group does not endorse or approve the information, graphics and materials that may be contained on those websites.
Furthermore, Vista Financial Group does not make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information.
Hence, Vista Financial Group advises that you do not act on the information contained within these websites without obtaining independent legal advice.
Users of this website covenant that all disputes will be governed by and construed in accordance with the laws of the state of Victoria, Australia, and all users and Vista Financial Group submit to the non-exclusive jurisdiction of the courts of that state.
Date of Publication: 28 October 2019.