Financial Advisor Mentone

In Mentone, many residents are families or professionals nearing retirement, so it helps to find an adviser who understands local lifestyles and property values. Good advisors are licensed, experienced, and work towards your goals instead of pushing products.

Vista’s team in Beaumaris works closely with clients to provide personalised guidance. Residents choose Vista for our integrity, responsiveness and practical approach that leaves them confident about their retirement. We are an Authorised Representative of Count Financial Limited (AFSL 227232) and our team consists of professional financial advisors in Mentone.

The cost of financial advice depends on the scope and complexity of your situation. Some residents seek a one-off consultation, while others benefit from ongoing support. We recommend speaking with an advisor to discuss your circumstances and receive a tailored quote.

Our strategies focus on measurable outcomes and confidence in retirement. By understanding your circumstances, a dedicated financial planner in Mentone can help you make informed decisions, whether you’re a young professional or a pre-retiree.

Yes. With offices in Beaumaris, we have worked with many Mentone residents. We understand the challenges in the suburb and we offer personalised financial adviser Mentone services. We work with people at all stages of life. Our speciality is practical retirement planning for residents who have worked hard and need guidance on the best way to ensure they can retire comfortably.

See what our clients say about Vista on Google to learn how our financial advisors in Mentone have helped hundreds achieve their financial goals.

The biggest levers are contributions, investment choice and fees. Making additional contributions to your super can have a large impact due to compounding and tax advantages. It’s important to choose the right investment option for your stage of life. Our financial planners in Mentone help clients choose the best investment options.

A financial advisor in Mentone provides confidence that your super and assets are positioned in a way to support a secure retirement in the Mentone Bayside community.

Carry forward lets you use unused concessional contribution cap amounts from previous years, up to a maximum of five years. If your super balance is under $500,000, you may be able to contribute more than the standard $30,000 annual cap.

Using carry forward is a powerful strategy for anyone close to retirement who wants to maximise their super contributions and avoid paying unnecessary tax. A financial planner in Mentone can help you understand whether this strategy aligns with your personal retirement goals or not.

Bring-forward rules allow individuals aged up to 75 to contribute up to three years of non-concessional contributions in a single year. This effectively allows you to contribute up to $360,000 to your super.

Vista’s financial planning services guide residents through complex super rules while making sure contributions are used strategically. It’s a key part of financial planning in Mentone for those nearing retirement, as once you’re 75 you’re no longer eligible. Non-concessional contributions will go up to $130,000 pa from July 1 2026, or $390,000 with the bring forward rule.

The answer depends on your lifestyle, your super balance and other assets, and when you plan to stop working. We run detailed projections for our clients so you can see exactly where you stand and what needs to change if you’re not on track.  

ASFA estimates that a comfortable retirement for a couple costs $73,000 a year, and around $52,000 for a single person. Book a conversation with our team of financial advisors in Mentone to discuss your retirement goals.

If you are 60 or older and eligible to access your super, withdrawals are generally tax-free. Once you are in Pension Phase you will also be eligible for tax-free investment earnings up to your Transfer Balance Cap.  A financial planner in Mentone will both optimise and structure your super to miminise tax. Our team will review your current position and compare it to where you’d like to be and your goals.