Education

News & Blogs

Sonia Dallimore

Unpacking Home Care Packages

Home Care Packages are a cornerstone of aged care support in Australia, offering a lifeline to individuals who prefer to age in the comfort of their own homes.

Published on

Sonia Dallimore, our trusted Senior Financial Adviser and Aged Care Specialist, with her 24 years of experience in financial planning, brings a wealth of expertise and knowledge to the Vista Financial Group team. Her deep understanding of clients' unique financial needs and her commitment to their well-being have earned her a solid reputation in the industry. As you explore the intricacies of Home Care Packages, Sonia's expertise will be your guiding light. 

Home Care Packages are a cornerstone of aged care support in Australia, offering a lifeline to individuals who prefer to age in the comfort of their own homes. These government-subsidised packages provide an array of services, ensuring that people can maintain their independence and receive the care they require. In this article, we'll delve into Home Care Packages, how they work, and the services they encompass. 

Meet Sonia Dallimore: Your Trusted Financial Adviser

Before we dive into the world of Home Care Packages, let's take a moment to reintroduce Sonia Dallimore. With her extensive experience in financial planning, she has been instrumental in helping individuals and families secure their financial future as they embark on the journey of aged care. Her unique combination of technical expertise, empathy, and compassion makes her a reliable source of guidance in this important phase of life. 

Unpacking Home Care Packages

Home Care Packages are designed to provide essential support for those who wish to remain in their homes as they age. These packages include a wide range of services tailored to meet individual needs. Here's a closer look at what's included: 

  1. Personal Care: Home Care Packages cover personal care, such as assistance with showering or bathing, dressing, mobility, meal preparation, and eating. These services ensure that you can carry out your daily activities with ease and dignity. 
  1. Support Services: If you require help with household tasks, Home Care Packages have you covered. This category includes services like washing and ironing, house cleaning, gardening, basic home maintenance, and even home modifications to enhance safety and accessibility. Transport services are also part of the support, helping you with shopping, visiting the doctor, or engaging in social activities. 
  1. Clinical Care: For those who need nursing and other health support, Home Care Packages offer a range of clinical services. This includes physiotherapy, designed to improve your physical well-being, including exercise, mobility, strength, and balance. Additionally, podiatry services are available to address foot care needs. 
  1. Aids and Equipment: Home Care Packages may also provide aids and equipment to support mobility, communication, or personal safety. These resources aim to enhance your quality of life and independence. 

Four Levels of Home Care Packages

Home Care Packages come in four levels, each tailored to different care needs: 

  • Home Care Level 1: Designed to support individuals with basic care needs. 
  • Home Care Level 2: Suitable for those with low-level care requirements. 
  • Home Care Level 3: Geared toward individuals with intermediate care needs. 
  • Home Care Level 4: Targeted at those with high care needs. 

The level you are eligible for is determined by the Aged Care Assessment Team (ACAT). Sonia Dallimore can provide guidance on navigating the assessment process to ensure you receive the appropriate level of care. 

Sonia Dallimore's extensive financial expertise ensures that you can make informed decisions about your aged care needs. Her dedication to her clients and her understanding of the unique financial challenges you face set her apart as an ideal adviser in this critical phase of life. 

With Home Care Packages, the goal is to empower you to remain in your own home for as long as possible, preserving your independence and well-being. In the next articles, we'll explore the financial aspects and associated fees that come with home care and residential aged care. Stay tuned for valuable insights on managing the financial side of your aged care journey. 

News & Blogs

Wealth Creation
February 26, 2026

Don’t Just Build Wealth, Protect It.

When most of us think about building wealth, our minds jump straight to shares, property or superannuation. But there’s a crucial piece of the puzzle that often gets overlooked: insurance.

Read more
Arrow_right_alt
Superannuation
February 18, 2026

Super Strategies 101: Contributions

Superannuation is a key part of retirement planning for Australians, and understanding the different types of contributions can help you make the most of your super.  

Read more
Arrow_right_alt
News
February 18, 2026

Market Update - 18 February 2026

The past week delivered a tale of two markets. On one side, a reassuring U.S. inflation print and a surprisingly strong labour market report suggested the American economy remains on solid footing.

Read more
Arrow_right_alt

Subscribe to our Newsletter

Stay in the know with the latest updates, insights, and exclusive content delivered straight to your inbox.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.